UK asset-backed finance · Market map
Explore publicly disclosed asset-backed finance links between UK borrowers and their funding partners. Select a connection to inspect its dated source and financing role.
Counts follow your filters. One pair means one borrower connected to one funder. An event is a dated financing decision or status update; several sources can describe the same event.
Lender country also filters the directories and relationship groups
Sources & method
This map is assembled from public documents. You can trace a funding link back to the announcement or report behind it, read our summary, and see what remains unknown.
1 · Company identity and research leads
Companies House supplies company names, numbers, status and industry codes. Finance-industry directories and public-web searches supply additional leads.
These help us find and identify companies. A company-register entry or directory listing does not establish who finances them.
2 · Funding evidence
Borrower, lender, fund and adviser announcements, annual reports and financing documents name the parties, describe their roles and sometimes disclose amounts.
Some records rely on press reporting. Each event below identifies its source type, original link and any supporting documents.
3 · Calculated results
We group names, remove duplicate events and compare the recorded relationships. That produces the matrix, repeat pairs, clusters and discovery cohorts.
Those groups are our calculations from the evidence. They are not groups declared by the companies themselves.
A company, funder or adviser publication, or an issuer's report or filing. The document may be hosted by an exchange, a report archive, a news-release service or a company social account.
The label describes where the information originated. It does not mean the claims were independently audited.
A journalist or other third party reports the financing. We label these events separately so you can judge the evidence and follow the original reporting.
An additional article about the same deal is supporting evidence, not another transaction.
A historical announcement does not prove that money is still outstanding today. Missing amounts and legal entities remain unknown.
Public disclosures do not cover every private facility, so this is a researched sample of the UK market, not a complete census.
Industry codes and names were screened for possible finance businesses, then selected companies and legal identities were followed up. Corporate ABL borrowers were also found directly in lender disclosures and annual reports: they can operate in any industry. The researched borrower groups are not simply a subset selected from the finance-company screen.
The bulk company file does not contain a ready-made list of lenders and borrowers. Individual accounts and charge records can support a case, but a charge may name a security agent or trustee. “Outstanding” is a registry label and does not establish a current loan balance. No network link is created from a charge-holder name alone.
Original Companies House snapshot ZIP · Company data product · How charge-holder roles are recorded · Charge and repayment guidance
The country of the named lender business or investment manager. We use its disclosed headquarters, main operating office or registered office, and label which evidence supports the tag.
This describes the organisation shown in the graph. It does not identify its ultimate owners or where investors' money comes from. A UK subsidiary can have an overseas parent.
The legal jurisdiction of the entity actually named in a financing record. We match that name to Companies House, GLEIF's legal-entity register or another primary identity document.
A bank, subsidiary and funding SPV can have different jurisdictions. Branch locations and compartments stay in the original legal name; the country tag refers to the underlying legal entity.
If the financing source names only a lender brand, we do not assign its headquarters country to an undisclosed SPV. Unresolved legal names also remain unknown.
A record naming entities in several countries matches each supported country. It also matches Unknown if any named entity's jurisdiction remains unresolved. “Outside UK” includes only supported non-UK countries.
These are separately reviewed organisation and legal-identity profiles, not a reconstruction of every company's domicile at each historical financing date. A registry entry verifies identity or jurisdiction; the original financing document is still required to establish the relationship. Geography does not add events or change deduplication.
Example: Bantry Bay's UK organisation and Superdry's Luxembourg funding vehicle receive separate tags. BZ's London organisation is also separate from BZ Commercial Finance DAC in Ireland. Open “Location evidence” in the Lenders tab to inspect the supporting documents.
The segment, years, financing role, UK scope, lender country and name filters above also apply here. A country selection requires a matching mapped funding participant. Choose All countries to include events with no mapped lender. Open a record for the source summary, roles, amounts and counting explanation.
To check a claim, start with the source link, then read the summary and the “How this record is used” explanation. Summaries are paraphrases written for this map, not quotations from the document. The notes preserve uncertainties instead of filling them with assumptions.
Network view
Select a line to read its evidence. Scroll inside the diagram to see more, or choose a segment to reduce overlap.
Relationship clusters
Shared funding: each group has at least two borrowers and two funders, with an evidenced relationship between every borrower and every funder in that group. Groups include all borrowers and funders that satisfy that complete overlap. They can overlap with one another; a company may appear in several groups. These are funding patterns across the selected period, not evidence that all participants financed a single facility together.
All connected groups: any chain of observed borrower–funder relationships joins a group. A single large lender can connect many otherwise unrelated borrowers. This view also includes isolated borrower–lender pairs.
Groups are rebuilt from distinct economic relationships within the selected segment, period, financing role and UK scope. Name search finds entire matching groups. Shared groups are ordered by relationship count, then repeat pairs; connected groups by relationship count. Events are counted once by their canonical ID. Amount coverage is shown without summing facility capacities across lenders or renewals. These groups describe the research sample, not exclusive communities or live credit exposure.
Borrower directory
Group names are deduplicated across legal vehicles. Named funding links require economic-role evidence. With a lender country selected, this list shows matching borrowers and funding partners; downloads contain the full snapshot.
Funder directory
Countries describe the named organisation and separately identified funding entities. Select Location evidence for the sources. Country-filtered counts and counterparties reflect matching events; downloads contain the full snapshot.
Separate borrower sample
Operating companies that disclosed asset-backed or receivables facilities. Each row links to a funding source and Companies House identity. Historical and replaced facilities remain in this dated sample.
Companies House bulk screen
The October 2026 live-company snapshot is compiled through 30 September. SIC and name screening identifies possible finance businesses, not verified ABF activity or lender relationships. Lender-country filters do not apply to this unverified candidate roster.
An outstanding charge is a security record, not proof that a facility remains live. A named charge holder can be a trustee or agent. The full candidate file retains Companies House identifiers and screening signals for further review; most rows have not been individually classified.
Source: Companies House Free Company Data Product. The basic snapshot does not include machine-readable descriptions of every financing agreement. The UK Finance IF/ABL provider directory supplies an independent coverage check.
These legal entities were selected for follow-up from the broad screen and industry directories. Inclusion does not establish that the entity borrows ABF capital or funds a mapped borrower.
Matrix view
Cells show distinct dated disclosures. ↻ marks a repeat decision or explicit renewal. Colours show financing role.
Swipe the table sideways to see more funders →
Separate dated decisions or an explicit renewal/extension; multiple articles on one decision count once.
Overlap is shared funders divided by the union of funders. One large-bank overlap is a weak lead.
Same-facility co-participation is separate from two funders serving the same originator in different facilities.
Discovery cohorts
Rankings use distinct borrower–funder relationships and deduplicated events within the segment, period, financing-role and UK-scope filters. Name search finds complete groups without removing their counterparties. Groups can overlap; shared relationships do not establish current funding or exclusive partnerships. Lender groups include asset buyers and structural partners when those financing roles are selected.
Source detail
Select a relationship to see dated source evidence.
One event is one dated decision on a facility, or a separately labelled status observation. Multiple articles support the same event. Renewals, upsizes and replacements count separately only when a source establishes a new decision. Separate contracts announced in one package remain separate facility events; they are not counted as a single syndicated facility. Status observations do not create repeat-decision evidence. Borrower SPVs and confirmed lender aliases are grouped while legal details remain in the ledger. Managed funds are grouped by disclosed manager; this does not establish the same legal creditor or capital pool.
Potential duplicates are flagged by borrower, facility, overlapping dates, participants and reused sources. Every flagged pair must be merged or have a documented reason to remain separate before the site can rebuild. These checks find possible duplicates; a lack of flags is not a guarantee that every real-world overlap has been identified.
This is a public-evidence map, not a UK market census. The Companies House bulk snapshot was systematically screened for finance businesses; individual filings and primary deal sources were used to verify selected links. The company register cannot enumerate every operating-company ABL borrower or reveal every private facility. Entities are grouped to borrower brands while legal borrower/SPV detail remains in the ledger. A charge may name a trustee or security agent, and an outstanding charge does not prove a live loan. Unresolved or non-funding roles (arranger, trustee, servicer, equity) are excluded from the network. “Structural partner” includes banks named in forward-flow transactions where direct contractual exposure is unclear. Facility capacity is total disclosed capacity unless marked otherwise and must not be summed over participant rows. Undisclosed allocations remain blank.